Financing - Affirm
Pay over time with
Affirm
When inspiration strikes, Affirm gives you
payment options to suit your budget. Just
select Affirm at checkout to pay over time
for your purchase.
Buying with Affirm is simple
1. Fill your cart
Select Affirm at checkout,
then enter a few simple pieces
of info for a real time decision.
2. Choose how to pay
Pick the payment plan you
like best. You'll never pay more
than you agree to up front.
3. Pay over time
Make payments to affirm.com or
in the Affirm app. You'll get email
and text reminders.
at checkoutSay yes with
confidence
When you buy with Affirm, you always
know exactly what you'll owe and when
you'll be done paying.
Transparent
Never pay more than the price of your purchase.
Affirm tells you up front the total amount you'll
pay. That number will never go up. Our smart
checkout gives you options.
Flexible
You choose the payment schedule
that works for you.
Fair
Affirm won't charge you late fees or
penalties of any kind, ever.
Rates from 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, see affirm.com/licenses.
FAQs
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android.
Affirm will send you email and text reminders before payments
are due.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No, your credit score won’t be affected when you create an Affirm account or check your eligibility.
If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories.
This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
