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Financing

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style on your budget

It's our goal to ensure you can style your home now and pay over time. To help ensure that we have a payment option that best suits your budget and timeline, we offer easy payment options that ensure there is one to fit your personal needs and budget.

Just choose the special financing offer that works best for you.

apply for financing

Regardless of your current credit situation, we have financing to fit your needs. As a company, it is our goal to make sure that you have the furniture that you need when you need it. To help ensure that you can have the furniture that fits you best, we offer multiple financing options. Apply online today! It's fast and it's confidential.

*Options include special financing with approved credit through Wells Fargo, No Credit Required Leasing Plans through Progressive, and Layaway Financing through Furniture Mart USA.

  • Special financing

    special financing

    Buy now, pay over time!

    Buy today, take time to pay. Apply for special financing and get the following benefits:

    • Special financing available for 6, 12, 18, 24, 36, 48 and 60 months.*

    • Exclusive discounts

    • Invitation only specials

    Click here to see important terms of financing.

    select option
  • No credit required

    no credit required

    • No credit needed

    • Easy online application

    • Nearly instant approvals

    • 90 day payment option

    • Lease to own option

    • Payments set to match your payday

    select option
  • Layaway available

    layaway available

    Not interested in financing and don't want to use all of your cash? Try layaway!

    • Only 25% down required

    • Hold merchandise at the discounted sale price

    • You get time to pay it off

    select option

Important financing terms and conditions:

Statements should not be constructed to be an offer to finance. All financing is subject to lender approval. Information submitted on this form may be used by Furniture Mart USA and its affiliates to contact you regarding the financing process or our products.

Lease to Own options are available through Progressive and no credit is required to qualify. The advertised Lease to Own options is a lease-purchase agreement (or in specified states, a lease agreement with an option to purchase; a consumer rental-purchase agreement; a rent-to-own agreement; a lease-purchase agreement; a consumer-lease agreement). Not available in Wisconsin and Minnesota.

Layaway options are available through Furniture Mart USA.

The Furniture Mart USA credit card is issued by Wells Fargo Financial National Bank. See store for details. For current information, call us at 1-800-431-5921.